What is a One of a Kind Financial Plan™?
The short answer
The One of a Kind Financial Plan™ is 1.oak Financial's trademarked planning process. It starts with your story instead of your account balances, then builds five components around it: tax planning, retirement income planning, investment management, long-term care planning, and legacy planning, scaled up or down to fit your situation.
It starts with listening, not numbers
Most financial plans start with a risk questionnaire. This one starts with a conversation about your story: where you started, what you've built, what you want your money to actually do. The strategy takes its shape from those answers. That's the reason for the name: the plan is one of a kind because the person it belongs to is.
The five components
- Tax planning. Taxes can be one of the largest lifetime expenses. The plan looks for tax-advantaged retirement income and cost-efficient investment choices, so more of what you earned stays working for you.
- Retirement income planning. A clear picture of what you can spend, from which accounts, in what order, for as long as retirement lasts.
- Investment management. Portfolios built to your risk tolerance and managed continuously, with custody at Fidelity, Charles Schwab, and American Funds and the Advisory Alpha investment team on research and execution.
- Long-term care planning. The HALO health analysis puts real numbers on future care needs before they force the decision.
- Legacy planning. Your wishes, outlined and legally documented, so the people you love aren't left guessing.
What it costs
1.oak Financial offers a Flat Fee Planning option: a comprehensive, personalized plan for a straightforward, predetermined fee. You know exactly what you're paying and exactly what you're receiving before you commit.
How to start
Calls are complimentary. The first conversation is a free Zoom call where the listening starts. schedule it here or dial (757) 909-7151.
Reviewed by the 1.oak Financial team · Educational information, not individualized advice. Investment advisory and financial planning services offered through Advisory Alpha, LLC, a Registered Investment Advisor.
