Financial Advisor in Nashville, TN
1.oak Financial serves the Nashville area through Wealth Manager Josef Mehall, backed by the firm's full planning team. The One of a Kind Financial Plan™ builds tax strategy, retirement income, investments, long-term care, and legacy planning around each client's story, with meetings over Zoom or in person.
Wealth Manager Josef Mehall serves Middle Tennessee families with the full weight of the firm behind him: the planning team in Norfolk, the investment team at Advisory Alpha, and custody at Fidelity, Schwab, and American Funds.
Money in Nashville moves differently. Healthcare careers at Vanderbilt and HCA come with 403(b)s and deferred compensation. Music-industry income arrives in royalty spikes that make ordinary budgeting advice useless. Transplants keep arriving from higher-tax states with old 401(k)s scattered behind them. The One of a Kind Financial Plan™ starts with the story, then puts the five components (tax strategy, retirement income, investments, long-term care, and legacy) in order around it.
Your Guide in Nashville
The One of a Kind Financial Plan™, built for Nashville
Tax Planning
Withdrawal order, Roth conversion timing, and bracket management built around the state facts below, so more of what you saved stays yours.
Retirement Income Planning
A month-by-month income picture that answers one question: can the life you want here be paid for, for as long as you live it?
Investment Management
Portfolios managed with Advisory Alpha's investment team, held at Fidelity, Charles Schwab, and American Funds.
Long-Term Care Planning
The HALO health analysis puts numbers on the risk everyone avoids talking about, before it makes the decisions for you.
Legacy Planning
Documents, beneficiaries, and the family conversation, so what you built lands where you intend it to.
Flat Fee Planning
A comprehensive plan for a straightforward, predetermined fee, so you know exactly what you're paying and what you're receiving.
What’s different about planning in Nashville
- Tennessee has no state income tax on wages or retirement income (no tax on Social Security, pensions, IRA withdrawals, or investment income at the state level), which changes the math on Roth conversions and withdrawal order for Nashville retirees.
- Tennessee also has no state estate or inheritance tax, so legacy planning in Nashville is mostly a federal and family-design conversation.
- Nashville's healthcare economy is among the largest in the country, and 403(b), 457, and deferred-compensation plans from hospital systems are a regular part of Middle Tennessee planning.
State tax details current as of 2026 and subject to change; your plan is built on the rules in force when it is written, alongside your tax professional.
Nashville questions, answered plainly
Who is 1.oak Financial's advisor in Nashville?
Josef Mehall, Wealth Manager, serves the Nashville area. He works with the full 1.oak planning team and the Advisory Alpha investment team, and meets with clients over Zoom or in person. The first call is complimentary.
Does Tennessee tax retirement income?
No. Tennessee has no state income tax on wages or retirement income. Social Security, pension payments, and IRA withdrawals are not taxed at the state level. Federal taxes still apply, which is where the tax-planning component of your plan earns its keep.
I moved to Nashville with old 401(k)s in other states. Can you consolidate them?
That is one of the most common Nashville starting points. The plan maps every account you've accumulated, weighs consolidation and rollover options, and sets a withdrawal order that fits Tennessee's no-income-tax picture.
Is 1.oak a fiduciary?
Investment advisory services run through Advisory Alpha, LLC, a Registered Investment Advisor, and 1.oak operates as an independent firm committed to putting your best interests first.
Serving Nashville, TN zip codes
- 37201
- 37203
- 37204
- 37205
- 37206
- 37207
- 37208
- 37209
- 37211
- 37212
- 37214
- 37215
- 37216
- 37217
- 37218
- 37219
- 37220
- 37221
- 37027
- 37064
- 37067
- 37075
- 37122
- 37129
- 37130
