Financial Advisor in Wisconsin
1.oak Financial serves Wisconsin through Eric Picard, Financial & Client Success Specialist, backed by the firm's full planning team and the Advisory Alpha investment desk. The One of a Kind Financial Plan™ builds tax strategy, retirement income, investments, long-term care, and legacy planning around each client's story.
Eric Picard carries the 1.oak Financial flag up north, serving Wisconsin families with the full firm behind him: the planning team, the Advisory Alpha investment team, and custody at Fidelity, Schwab, and American Funds. Meetings run over Zoom, with the same complimentary first call every 1.oak client starts with.
Wisconsin retirements are built on manufacturing pensions, dairy and farm land, healthcare careers, and decades of steady saving, and the state taxes them differently than its neighbors do. The One of a Kind Financial Plan™ starts with the story behind what you've built, then works the five components (tax strategy, retirement income, investments, long-term care, and legacy) around Wisconsin's rules.
Your Guide in Wisconsin
Investment advisory services are offered through Mike Milligan, an Investment Advisor Representative of Advisory Alpha, LLC. Eric Picard is not an Investment Advisor Representative and is not licensed to provide investment advice.
The One of a Kind Financial Plan™, built for Wisconsin
Tax Planning
Withdrawal order, Roth conversion timing, and bracket management built around the state facts below, so more of what you saved stays yours.
Retirement Income Planning
A month-by-month income picture that answers one question: can the life you want here be paid for, for as long as you live it?
Investment Management
Portfolios managed with Advisory Alpha's investment team, held at Fidelity, Charles Schwab, and American Funds.
Long-Term Care Planning
The HALO health analysis puts numbers on the risk everyone avoids talking about, before it makes the decisions for you.
Legacy Planning
Documents, beneficiaries, and the family conversation, so what you built lands where you intend it to.
Flat Fee Planning
A comprehensive plan for a straightforward, predetermined fee, so you know exactly what you're paying and what you're receiving.
What’s different about planning in Wisconsin
- Wisconsin does not tax Social Security benefits, but most other retirement income (pensions, IRA and 401(k) withdrawals) is generally taxable at the state level, which raises the stakes on withdrawal order and Roth conversion timing.
- Starting with tax year 2025, Wisconsin residents 67 and older can subtract up to $24,000 of retirement income ($48,000 on a joint return when both spouses qualify), but a return that claims it cannot claim any Wisconsin tax credits.
- Wisconsin has no state estate or inheritance tax, so legacy planning centers on the federal rules and on how farms, land, and family businesses pass cleanly.
State tax details current as of 2026 and subject to change; your plan is built on the rules in force when it is written, alongside your tax professional.
Wisconsin questions, answered plainly
Who serves Wisconsin for 1.oak Financial?
Eric Picard, Financial & Client Success Specialist, serves Wisconsin families, working with the firm's planning team and the Advisory Alpha investment team. The first call is complimentary and happens over Zoom.
Does Wisconsin tax retirement income?
Wisconsin does not tax Social Security, but most pension and retirement-account withdrawals are taxable at the state level. From tax year 2025, residents 67 and older can subtract up to $24,000 of retirement income, or $48,000 on a joint return when both spouses qualify. Claiming it rules out every Wisconsin tax credit on that return, so the tax component of your plan weighs the two.
We have farmland in the family. Does the plan cover that?
Yes. Land is often the largest and most emotionally loaded asset a Wisconsin family owns, and the legacy component of the One of a Kind Financial Plan™ deals with how it passes, what it may trigger in taxes, and what you want it to mean.
Do I have to travel for meetings?
No. Wisconsin clients meet over Zoom, on a schedule that works around farm seasons, shift work, and everything else. Booking runs through the complimentary-call link.
